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Registered Disability Savings Plans (RDSPs)


Saving for you and your family just got a little easier. A Registered Disability Savings Plan (RDSP) is a tax deferred investment for you or a family member who are eligible for the disability tax credit. Though an RDSP is not tax deductible, we’ll help you develop a growing savings portfolio and show you some great government incentives to make saving easier.  



?Did You Know

Being a member pays! Over $13.3 Million in dividends are now being shared with our member-owners. It's what sets us apart from banks. Interested in making common shares a bigger part of your investment strategy? It's easy.


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Mutual Funds

Fine tune your portfolio with industry specific investments.


Canada Disability Savings Grant

The Canada Disability Savings Grant matches your RDSP contributions up to 300% up to $3,5000 per year.


Canada Disability Savings Bond

Receive up to $1,000 per year up to $20,000 in a lifetime for your RDSP.

The Legal Stuff:

*Terms and conditions apply. All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds. Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you.  Legal Terms of Use apply.