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Chequing

Everyday accounts for the everyday banker.

Award-winning banking apps, free ATM networks and the protection of a rock solid 100% Deposit & Interest Guarantee*, unique to credit unions. 

 

Choose from a variety of chequing accounts to suit your daily banking needs. Online, in person, or over the phone. At Mountain View Financial, you can access your chequing account through whichever method you enjoy most. It’s easy.

 

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Switching Is Simple!

Use ClickSWITCH to securely transfer direct deposit and automated bill payments to your new Mountain View Financial chequing account in just a few clicks.

 

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Overdraft Protection

Overdrawing can happen to anyone. Protect yourself from penalties and save money with overdraft protection. As an extension of your chequing account, your cheques and other debits are automatically covered when you need it most. Avoid costly non-sufficient funds (NSF) service charges and unauthorized overdraft charges. Talk to us about adding it to your account today.

 

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?Did You Know

Don’t pay ATM fees! Our ding free network is pretty great. It’s a network of ATMs that’s bigger than most banks, and it’s free. Thousands of credit unions and other participants across Canada give Mountain View Financial members surcharge-free ATM use.

 

 

FIND THEM

1

Optimizer Chequing Account

Day-to-day banking doesn’t need to be complicated. Optimizer does the work for you so that you pay the lowest possible fee!


  • Monthly fee: $0 - $12
  • Tier Based
  • Monthly Fee Waived w/ $2,500 Min. Balance
  • Unlimited Transactions
  • Free eStatements
  • Free Online Transfers Between Accounts
2

Elite Chequing Account

An account with all the bells and whistles for those who want the best.


  • Monthly fee: $22
  • Monthly Fee Waived w/ $5000 Min. Balance
  • Unlimited Transactions
  • Free Interac eTransfers
  • Free cheques
  • Free eStatements
  • 5 Free Non-Credit Union Canadian ATM Transactions
  • 5 Free Out of Country ATM Transactions
  • Free Bank Drafts
  • Free Online Transfers Between Accounts
  • Discounted Safety Deposit Box
  • Interest Earning
3

Heritage Chequing Account

An all-inclusive account for our 60+ members because we think you’ve earned it!


  • Monthly fee: $0
  • Unlimited Transactions
  • Free Cheques
  • Free eStatements
  • Free Online Transfers Between Accounts
4

Starting Out Chequing Account

For members ages 13 - 23, this account will be just what you need if you’re going to school or getting your first full-time job.


  • Monthly fee: $0
  • Unlimited Transactions
  • Free Cheques
  • Free eStatements
  • Free Online Transfers Between Accounts
5

US Dollar Chequing

This pay as you go account allows you to hold your US cash without having to convert to Canadian funds. Great for the short term.


  • $1 per transaction
  • Free Deposits
  • Free eStatements
  • Interest Earning
6

Mountain Max Chequing Account

A no-fee account to get children ages 0 - 12 years old establishing good money-saving habits


  • Monthly fee: $0
  • Unlimited Transactions
  • Free cheques
  • Free eStatements
  • Interest earning
7

Home Free Account

An account to say “thank you for your business”. Available only to members with a Mountain View HomePlan Plus Product.*


  • Monthly fee: $0
  • Unlimited Transactions
  • Free Cheques
  • Free eStatements
  • Free Online Transfers Between Accounts

Protect Your Bank Drafts Like Cash

Bank Drafts are available to members at any branch location. It's vital that you treat your bank draft like cash once it is issued. Unlike personal cheques, Bank Drafts are guaranteed instruments, which means a stop payment cannot be placed on it and it cannot be cancelled.

 

When delivering your bank draft to the intended recipient, we strongly recommend that you personally deliver it, or that a trackable delivery method is employed, such as courier or registered mail.

 

Learn more about next steps if your bank draft has been lost or stolen.

The Legal Stuff:

*Rates effective as of 3 March 2020. Terms and conditions apply. All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds. All rates and products are subject to change without notice. Authorized credit approvals required for all overdraft, credit card and lending products. ATM charges from other institutions may apply. All trademarks are the property of their respective owners. The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. Legal Terms of Use apply.