Personal Lines Of Credit


FLEXIBLE FUNDS, AVAILABLE WHEN YOU NEED THEM.


Open a line of credit to purchase whatever you need, whenever you need it.  Secured and unsecured lines of credit offer you the same options as a loan, but with more flexible payment and usage options.  Make lump sum payments without penalty, control your monthly payment amounts, and feel at ease knowing the money is there should an emergency happen.





COMING IN FOR AN APPOINTMENT?


Make the most of our time together by ensuring you have everything you need.  You'll want to bring:

  • Government issued Photo ID
  • Personal information including: Social Insurance Number(s), Occupation and Employer, Birthdate, full Civic or Legal/Land Address and Mailing Address if applicable and Phone Number.
  • Detailed list of assets (what you own) and liabilities (what you owe) with supporting documents
  • Documents pertaining to Request for Funds (Purchase Agreements, Conditional Sales Agreements etc.)
  • Income Verification and Employment Information
    • 2 most recent Tax Years of CRA Notice of Assessment or Letter(s) of Employement and 2 recent Paystubs depending on type of employment

  • For Self-Employed Individuals:
    • Sole-Proprietor:
      • 2 most recent Tax Years of CRA Notice of Assessment and T-1 Generals
    • Limited/Incorporated:
      • 2 most recent Tax Years of CRA Notice of Assessment and 2 years Business Financials.








The Legal Stuff:

*Terms and conditions apply. All credit products are subject to approval and Mountain View Financial lending criteria, fees and charges. All rates and products are subject to change without notice.  The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. Legal Terms of Use apply