Term Deposits

Secure and reliable, term deposits are a staple of your investment portfolio. The ‘term’, or length of time you are investing, is available from 30 days up to 5 years. You also have the flexibility to decide if you would rather have access to that money with a redeemable product or prefer to lock it in with a higher rate in a non-redeemable investment.Interest earned can be credited either to your Business account or compound in the Term itself.

  • Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.
  • There are no trustee fees or administration costs
  • Deposits can be applied as security on loans
  • You will be automatically renewed at the current rate for the same term


For a limited time, get a guaranteed rate of 2.15%** on a limited time, 1-year non-redeemable term deposit.  This offer is available for new deposits of $2,500+, and is eligible for both registered and non-registered products.


Keep reading to learn more. Or call us at 1.844.648.6466 to discuss your options.

Fixed Rate Redeemable Term Deposit

  • Guaranteed rate of return
  • Fixed term of 30 days up to 5 years, with the ability to redeem prior to maturity (subject to interest rate adjustment)
  • Minimum $500 investment
  • Interest is paid at maturity for terms less than a year, and annually for terms of 1 to 5 years.

Fixed Rate Non-Redeemable Term Deposit:

  • Guaranteed rate of return
  • Rate of return is higher than a redeemable term deposit
  • Fixed term of 30 days up to 5 years
  • Minimum $1,000 investment
  • Interest is paid at maturity for terms less than a year, and annually for term of 1 to 5 years, with the option of monthly interest at a slightly lower rate
  • Redemption or renewal is available at maturity.

Mountain View Maximizer

  • The best of both worlds, the Maximizer is a combination of the redeemable and non-redeemable term deposit
  • Flexible: can be redeemed annually with no interest penalty
  • Available in 3 or 5 year terms
  • Minimum $500 investment
  • Escalating rate of return each year that results in the effective annual yield if funds remain on deposit until maturity
  • Interest is paid annually.